Trading bonds in China? You might want this chat app for millennials

Trading bonds in China? You might want this chat app for millennials

...Much of the turnover in the bond market is generated from informal chat groups on QQ, a mainstream Chinese mobile chat app, where individual investors look to buy, sell, borrow and lend.

Conversational Banking Will Transform the Financial Services Industry

Conversational Banking Will Transform the Financial Services Industry

Leveraging the power of artificial intelligence (AI) and the surging popularity of messaging apps, conversational interfaces are enabling unprecedented banking engagement and re-establishing relationship banking.

The Great Fintech Debate: Disruption Versus Evolution

The financial system is the core of our global ecosystem and has gained the trust of billions of people worldwide. While many see blockchain as the ultimate competitor of the banking system, both can certainly peacefully co-exist and even complement each other.

Self-directed investors turning away from robo-advisors

"The trend is even more pronounced among millennials, who are clearly looking for self-service with benefits models that allows them to manage their accounts, but also receive advice from professionals when they need it," he adds. "Firms that can get that balance right — and offer it at a competitive price — have a huge opportunity to fulfil an unmet need."

Bond trading workflows still “very inefficient” at private banks, say external tech specialists

“Relationship managers rely on phone and email to share information in documents that take time for the banks to prepare manually,” said Vincent Caldeira, a former Bank of Singapore tech head and co-founder of Singapore-based fintech startup Bondlinc. “The process is also very inefficient.”